ANALISIS PENGGUNAAN INTERNET BANKING DAN MOBILE BANKING TERHADAP KINERJA KEUANGAN PT. BANK NEGARA INDONESIA (PERSERO) TBK

  • Andi Hasanuddin Samsu Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Sutardjo Tui Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Iqbal AR Sekolah Tinggi Ilmu Ekonomi YPUP Makassar

Abstract

The purpose of this study was to examine and analyze the effect of internet banking and mobile banking on the financial performance of PT Bank Negara Indonesia (Persero) Tbk. By using data obtained from PT Bank Negara Indonesia (Persero) Tbk, Central Jakarta, Consumer and Retail Division (E-Banking Unit Data). This research is an associative study and the type of data used is quantitative and qualitative data. The data used were obtained from the financial statements of PT. Bank Negara Indonesia (Persero) Tbk. 2016 to 2019, which has been published on www.bni.co.id and audited on the Indonesia Stock Exchange (IDX) during the research period. The analytical method used is descriptive statistical analysis and multiple linear regression analysis. The results of the study show that (1) the use of internet banking has a negative or no significant effect between the Internet Banking variable on Company Income (BNI), (2) the use of mobile banking has a positive (unidirectional) significant effect between Mobile Banking and PT Bank Negara Indonesia Revenue. (Persero) Tbk.

Published
2020-12-30
How to Cite
SAMSU, Andi Hasanuddin; TUI, Sutardjo; AR, Iqbal. ANALISIS PENGGUNAAN INTERNET BANKING DAN MOBILE BANKING TERHADAP KINERJA KEUANGAN PT. BANK NEGARA INDONESIA (PERSERO) TBK. MM Journal, [S.l.], v. 1, n. 2, p. 66-71, dec. 2020. Available at: <http://ojs.stkip-ypup.ac.id/index.php/MM/article/view/709>. Date accessed: 16 aug. 2022.
Section
Articles