ANALISIS TABUNGAN TAPLUS MUDA DAN DANA PIHAK KETIGA TERHADAP KEUNTUNGAN PT BANK NEGARA INDONESIA (PERSERO) TBK KANTOR KAS UIN ALAUDDIN

  • Asfiaty Fachmi Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Andi Syarifuddin Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Sutardjo Tui Sekolah Tinggi Ilmu Ekonomi YPUP Makassar

Abstract

The researched aimed to know and analysis the effect of taplus muda saving and third-party funds toward profitability of BNI Office Cash UIN Alauddin, and to know and analysis the dominant effect of taplus muda saving and third-party funds toward profitability of BNI Office Cash UIN Alauddin. Methodology of research with research location applied on BNI Office Cash UIN Alauddin with population and sample such as the financial statement position BNI 2015 – 2019. Data analyzed which used in descriptively to explained of research data, while to analyzed of quantitative data used of multiple regression analysis. The result of research to found that the taplus muda saving have effect positive and significant toward profitability of BNI Office Cash UIN Alauddin. The showed product of BNI taplus muda saving appointment of profitability by BNI, where the customer can doing of banking transaction in online through e-banking, CDM, Cashless, CRM and notification of transaction via SMS without come to bank office. third-party funds have positive and significant toward profitability of BNI Office Cash UIN Alauddin. That mean the profitability of bank appointment of fun sources from community which become of customer and saving money in BNI such as giro, saving or deposit. The third-party funds have dominant effect toward profitability of BNI Office Cash UIN Alauddin. The profitability which obtained based on operational cost with operational income from the third-party funds such as giro, saving and deposit from BNI customer.

Published
2020-12-30
How to Cite
FACHMI, Asfiaty; SYARIFUDDIN, Andi; TUI, Sutardjo. ANALISIS TABUNGAN TAPLUS MUDA DAN DANA PIHAK KETIGA TERHADAP KEUNTUNGAN PT BANK NEGARA INDONESIA (PERSERO) TBK KANTOR KAS UIN ALAUDDIN. MM Journal, [S.l.], v. 1, n. 2, p. 231-239, dec. 2020. Available at: <http://ojs.stkip-ypup.ac.id/index.php/MM/article/view/729>. Date accessed: 16 aug. 2022.
Section
Articles