ANALISIS NON-PERFORMING LOAN (NPL) DAN RETURN ON ASSETS (ROA) TERHADAP PENYALURAN KREDIT PADA PT. BANK BNI KCU PALOPO

  • Ansar Ansar Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Sutardjo Tui Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Iqbal AR Sekolah Tinggi Ilmu Ekonomi YPUP Makassar

Abstract

Lending growth in Indonesian Banking is fluctuative. It caused by some variable from previous studies. This research aim to analyze the factors considered to affect bank lending, namely: Non Performing Loan (NPL) and Return on Assets (ROA). Using purposive sampling method, this study focus on accounting report period 2010-2016. The analytical method used is multiple linear regression analysis, the coefficient of determination (R2), a simultaneous test (F-test) and partial regression coefficients (t-test). The results showed that simultaneously there is a significant influence between the Non Performing Loan (NPL) and Return on Assets (ROA) on bank lending. Partially Non Performing Loan (NPL) significantly gives negative effect on bank lending and Return On Assets (ROA) significantly gives positive on bank lending.

Published
2021-12-31
How to Cite
ANSAR, Ansar; TUI, Sutardjo; AR, Iqbal. ANALISIS NON-PERFORMING LOAN (NPL) DAN RETURN ON ASSETS (ROA) TERHADAP PENYALURAN KREDIT PADA PT. BANK BNI KCU PALOPO. Master of Management Journal, [S.l.], v. 2, n. 2, p. 245-252, dec. 2021. Available at: <http://ojs.stkip-ypup.ac.id/index.php/MM/article/view/1184>. Date accessed: 19 may 2024.
Citation Formats
Issue
Vol 2 No 2 (2021): Desember 2021
Section
Articles