PENGARUH KREDIT INVESTASI DAN KREDIT MODAL KERJA TERHADAP PROFITABILITAS PERUSAHAAN PADA PT. BANK NEGARA INDONESIA (PERSERO) TBK.
Abstract
The purpose of this study is, to determine the factors that influence the provision of investment credit and working capital credit at PT. Bank Negara Indonesia (Persero) Tbk. The population in this study is the amount of investment credit and working capital credit at PT. Bank BNI in the period 2015 to 2019. This study uses secondary data entirely. Secondary data in the form of financial reports that have been published by PT. Bank Negara Indonesia (Persero) Tbk. The data analysis technique used is normality test, multicollinearity test, heteroscedasticity, multiple linear regression analysis, hypothesis testing. The conclusion in this study is, Based on the results of the F statistic test or simulran test of investment credit and working capital credit simultaneously have a positive and significant effect on profitability, meaning that these two variables can increase profitability.