PENGARUH KREDIT USAHA RAKYAT DAN KREDIT INVESTASI TERHADAP PROFITABILITAS PERUSAHAAN PADA PT. BANK NEGARA INDONESIA (PERSERO) TBK

Abstrak

The research objectives are 1) to find out and analyze whether there is an influence of people's business credit on the company's profitability at PT. Bank Negara Indonesia (Persero) tbk and 2) To find out and analyze whether there is an effect of investment credit on the company's profitability at PT. Bank Negara Indonesia (Persero) tbk This research was conducted at PT. Bank Negara Indonesia (Persero)Tbk. the sample is the number of working capital loans and investment loans at BNI Bank in the period 2016 to 2020. This study fully uses secondary data. Secondary data in the form of financial reports that have been processed at PT. Bank Negara Indonesia (Persero) Tbk. Data analysis was done using multiple linear regression analysis, test T test, test F test and The coefficient of determination (R2). The results of an analysis of shows that (1) People's business credit has an effect on the profitability of company in pt. indonesian state bank (persero) tbk, (2) investment credit has an effect on the profitability of company in pt. indonesian state bank (persero) tbk.