PENGARUH PEMBERIAN KREDIT MODAL KERJA DAN KREDIT BNI FLEKSI TERHADAP PROFITABILIS BANK NEGARA INDONESIA

  • Andi Muhammad Yusuf Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Sutardjo Tui Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Iqbal AR Sekolah Tinggi Ilmu Ekonomi YPUP Makassar

Abstract

This research aims are to: (1). How big is the effect of working capital credit on the profitability of Bank BNI. (2). How big is the influence of BNI Flexi credit on the profitability of BNI Bank. The research was conducted at PT. Bank Negara Indonesia (Persero) Tbk. The sample in this study is the amount of Flexion credit and working capital credit at PT. Bank BNI in the period 2016 to 2020. This study uses secondary data entirely. Secondary data in the form of financial reports that have been published by PT. Bank Negara Indonesia (Persero) Tbk. The results of the study indicate that (1) Working capital credit has a positive and significant effect on company profitability at Bank Negara Indonesia. This is because the distribution of working capital loans is right on target so as to increase profitability at Bank Negara Indonesia (PERSRO) Tbk. (2) BNI Flexsi credit has a positive effect on profitability at Bank Negara Indonesia (PERSRO) Tbk, this is because BNI flexion credit is used according to customer plans.

Published
2022-12-31
How to Cite
YUSUF, Andi Muhammad; TUI, Sutardjo; AR, Iqbal. PENGARUH PEMBERIAN KREDIT MODAL KERJA DAN KREDIT BNI FLEKSI TERHADAP PROFITABILIS BANK NEGARA INDONESIA. Master of Management Journal, [S.l.], v. 3, n. 2, p. 73-82, dec. 2022. Available at: <http://ojs.stkip-ypup.ac.id/index.php/MM/article/view/1365>. Date accessed: 25 feb. 2024.
Section
Articles