PENGARUH TAPLUS DAN DEPOSITO BERJANGKA TERHADAP PEROLEHAN LABA PERUSAHAAN PADA PT. BANK NEGARA INDONESIA (PERSERO)TBK KCP MAMASA

Abstract

This study aims (1) to find out and analyze whether there is an effect of Taplus on the company's profit at PT. Bank Negara Indonesia (Persero) kcp Mamasa. (2) To find out and analyze whether there is an effect of Time Deposits on the company's profit at PT. Bank Negara Indonesia (Persero) KCP Mamasa. The research was conducted at PT. Bank Negara Indonesia (Persero) Tbk Kcp Mamasa for 2 months. The research sample is the amount of Third Party Funds and Liquidity at BNI Bank in the period 2017 to 2021 Kcp Mamasa. This study fully uses secondary data. Secondary data in the form of financial reports that have been processed at PT. Bank Negara Indonesia (Persero) Tbk Kcp Mamasa. Analysis of research results using normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis, determination test, simultaneous test, and partial test. The results showed that (1) Taplus had a positive and significant effect on the company's earnings at Bank Negara Indonesia (PERSRO) Tbk. KCP Mamasa, this is due to the effective management of savings funds at Bank Negara Indonesia (PERSRO) Tbk. Mamasa KCP. (2) Deposits have a positive effect on company profits at Bank Negara Indonesia (PERSRO) Tbk, this is because the source of funds obtained by banks from deposits will be redistributed by banks in the form of productive assets and non-productive assets.