ANALISIS SISTEM DAN PROSEDUR PEMBERIAN KREDIT DALAM UPAYA MENGATASI KREDIT BERMASALAH PADA KSP BALO’TA CABANG MAKASSAR

Abstract

This research aimed to find out the procedure of credit loan at KSP Balo’ta Makassar. The method used was descriptive qualitative that using words or report collected then being analyzed. The result of this research showed that the procedure of giving credit loan at KSP Balo’ta Makassar starts by submitting the loan proposal to the reimbursement of fund run effectively. In this case all the procedure of providing loan is accordingly done on based on Kasmir theory. Based on data analysis, it is suggested that the documents used in providing credit loan should be provided alternately print. This should be done to control the use of it in identifying and doing the reimbursement of necessary documents.