ANALISIS PEMBERIAN KREDIT USAHA RAKYAT (KUR) TERHADAP KINERJA USAHA KECIL DI KOTA MAKASSAR

Abstract

This research aims at finding out the effect of people’s Business Credit (KUR) of PT. Bank Sulselbar on the performance of small businesses in Makassar. The variables of this research were KUR (X) and small business performance (Y). the population was theentreprenuers in Makassar who get KUR from PT. Bank Sulselbar with the total number of 137 entrepreneurs. The sample was 58 entreprenuers which was taken by slovin formula. The data used was primary and secondary data. Data were collected by observation, questionnaires, documentation. Data were analyzed by descriptive analysis, simple regression analysis, product moment correlation test, hypothesis testing by SPSS for Windows (16.0). The results show that People’s Business Credit (KUR) has a positive and significant effect on the performance of small businesses in Makassar. This can be proved by the increased of indicators such as income and products.