PENERAPAN KREDIT BERMASALAH STUDI KASUS DI KOPERASI KREDIT DODOR HO’OR KECAMATAN ALOK KABUPATEN SIKKA NUSA TENGGARA TIMUR

  • Agnes Ermelinda Yuliani Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Ibrahim H. Ahmad Sekolah Tinggi Ilmu Ekonomi YPUP Makassar
  • Silvester Saman Sekolah Tinggi Ilmu Ekonomi YPUP Makassar

Abstract

This research aims at finding out what factors cause non-performing loans in Koperasi Dodor Ho'or through the analysis of problem loans. Data were collected by observation, interviews and documentation by taking data directly from the cooperative in the form of a list of members who are in arrears for the 2015-2017 fiscal year. The analysis method was descriptive qualitative by calculating the number of factors causing non-performing loans compared to the number of non-performing loans customers. The conclusion of this research is there are 10 factors causing problem loans such as the debtor's business failure, delays in payment, bad character, debitor problem, bad management, loans from more than one other financial institution, misuse of credit funds, children's tuition fees and living expenses.

Published
2020-09-28
How to Cite
YULIANI, Agnes Ermelinda; H. AHMAD, Ibrahim; SAMAN, Silvester. PENERAPAN KREDIT BERMASALAH STUDI KASUS DI KOPERASI KREDIT DODOR HO’OR KECAMATAN ALOK KABUPATEN SIKKA NUSA TENGGARA TIMUR. ACCOUNTING JOURNAL, [S.l.], v. 1, n. 3, p. 60-70, sep. 2020. Available at: <http://ojs.stkip-ypup.ac.id/index.php/SA/article/view/335>. Date accessed: 18 may 2024.
Citation Formats
Issue
Vol 1 No 3 (2020): September
Section
Articles